Step 1 of 7

Tell us about your business

As it appears on your PAN and GST registration.

Type of business

How we reach you

Expected payments

Rough numbers are fine. They help the Bank set your limits.

Step 2 of 7

Where is the business?

The registered address, and where you trade from if that's somewhere else.

Registered address

Do you trade from the same address?

Where you trade from

Step 3 of 7

Who owns and runs it?

The owners, and the people who can sign for the business.

Owners

Everyone who owns 10% or more of the business, or controls it. For a proprietorship, that's you.

Owner 1

Authorised signatories

The people who can sign for the business with the Bank.

Signatory 1
How do they sign?

Step 4 of 7

Where should the Bank settle your money?

Collections are paid into this account by Bharat Co-operative Bank.

Account type

The Bank checks that this account belongs to the business before your account goes live.

Step 5 of 7

How do you sell?

Your website or app, your shops, and the services you need.

Online

Who pays you? optional
Customers in India? optional
Customers abroad? optional

Policies on your website

Needed if you sell on a website or app. Payment networks check that these are published.

Shops and counters

Each place customers pay in person gets its own QR. Skip this if you only sell online.

Services you need

Choose all that apply

Sub-merchants

Do other businesses sell or collect through you: sellers on your marketplace, franchise outlets, or businesses using your software? Each one is approved by the Bank separately and paid into its own account; you add them from your dashboard. Telling us now lets us agree the arrangement with the Bank early.

Will you bring sub-merchants onto Shopiva? optional
How do they work with you?
What will they need?

Step 6 of 7

Add your documents

PDF, PNG or JPEG, under 5 MB each. Stored encrypted; only the review team and the Bank see them.

Business

Business PAN cardPDF, PNG or JPEG, under 5 MB
GST registration certificatePDF, PNG or JPEG, under 5 MB
Certificate of incorporationPDF, PNG or JPEG, under 5 MB
Partnership deedPDF, PNG or JPEG, under 5 MB
LLP agreement and incorporation certificatePDF, PNG or JPEG, under 5 MB
Trust deed or society registrationPDF, PNG or JPEG, under 5 MB
Business address proofPDF, PNG or JPEG, under 5 MB

Owners and signatories

PAN cards of the ownersPDF, PNG or JPEG, under 5 MB
ID proof of the owners (Aadhaar, passport or voter ID)PDF, PNG or JPEG, under 5 MB
Address proof of the ownersPDF, PNG or JPEG, under 5 MB
Beneficial ownership declarationPDF, PNG or JPEG, under 5 MB
Authorised signatory proof (board resolution or authority letter)PDF, PNG or JPEG, under 5 MB

Bank account

Cancelled cheque of the settlement accountPDF, PNG or JPEG, under 5 MB
Bank statement or account proofPDF, PNG or JPEG, under 5 MB

Other

Anything else that supports the applicationPDF, PNG or JPEG, under 5 MB

Step 7 of 7

Check and submit

Look everything over. You can go back to any step.

Declaration

  • The information and documents in this application are true, accurate and complete to the best of our knowledge.
  • We will provide further information and documents when the Bank asks for them.
  • We authorise the Bank to verify this information, including through third parties, credit information companies and regulatory databases.
  • We agree to the terms, policies and regulatory requirements that govern the Bank's QR and UPI acquiring services.
  • We will use the services only for legitimate business, and in line with the law.
  • We will comply with applicable laws and the Bank's policies, as amended from time to time.
  • We will tell the Bank promptly of any material change in the business, its ownership, its signatories or its settlement account.
  • The Bank may review, suspend or end the services under the applicable agreements and policies.

Submitting counts as signing the Bank's application form. The Bank may still ask for a signed and stamped copy.